Investor Presentaiton
MTN Fintech ecosystem expansion
MoMo MAU (m)
57
46
100
2020
2021
2025
Merchants & agents ('000)
Merchant Agents
801
785 974
440
2020
2021
Strategy
•
70% GSM base penetration
• Full offering in Nigeria (PSB)
•
Expand in new markets
2020
2021
•
40% GSM base penetration
• MoMo Agent Banking in Nigeria
• MoMo in 16 markets (+2 in FY 20)
• 46% GSM base penetration
• PSB AIP in Nigeria
Ready to launch MoMo: Sudan & South Sudan
•
3 000
Grow and leverage MTN distribution
2000
• Grow ecosystem & merchant network
Digitise airtime sales
• Accelerate informal merchant acquisition
• Airtime distribution digitisation
• 15% of MTN airtime sold through MoMo
⚫ Distribution transformation
• Roll-out of merchant self onboarding
24% of MTN airtime sold through MoMo
2025
Transaction value (US$bn)
750
239
150
2020
2021
2025
% Penetration based on mature MFS markets
• Grow advanced services & recurring usages
• Partnership ecosystem growth
• New products launched
• Advanced services, 16% of MoMo revenue
• 45m open API tx from partners
• Launched MoMoBusiness
Progressing with structural separation
• Advanced services, 23% of MoMo revenue
• 155m open API tx from over 1k partners
• Launched MoMoAdvance
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