TD Bank Financial Performance and Strategy Update slide image

TD Bank Financial Performance and Strategy Update

U.S. Retail Personal & Commercial Banking " Top 10 bank¹ with ~9MM customers, operating retail stores in 15 states and the District of Columbia Open longer than the competition, including Sunday banking in most markets TD #3 market share in NYC² and targeting top 5 market share in all of our major markets, with significant opportunity to target key customer segments and deepen customer relationships Solid commercial growth opportunities across our Maine-to-Florida footprint "Highest in Customer Satisfaction with Retail Banking in Florida" by J.D. Power Credit Cards Private label and co-brand credit card offering for U.S. customers of regional and nationwide retail partners, including Target and Nordstrom Issuer of TD branded credit cards for retail and small business franchise customers North American operational scale and professional expertise Auto Lending Prime indirect lending to dealers across the country Comprehensive banking solutions for our dealers, including floor plan, commercial banking and wealth management across the TD Bank footprint Wealth Focused on strategic dealer partnerships where our value proposition best aligns with dealers' needs and priorities Building U.S. wealth capability in the high net worth and private banking space Acquired in 2013, Epoch Investment Partners expands overall product capabilities in the U.S. and Canada TD Ameritrade Strategic relationship drives mutually beneficial customer referrals and growth Market leadership in trading in the U.S.4 Named the Best Online Broker for Novices for the 5th consecutive year and the Best for Long-term Investing for the 4th consecutive year in Barron's 2016 Online Broker Survey5 Announced agreement to acquire Scottrade6 1. Based on total deposits as of June 30, 2016. Source: SNL Financial, Largest Banks and Thrifts in the U.S. by total deposits. 2. Ranked 3rd based on both deposits capped at $500MM and active branch count in New York City's five boroughs, as of June 30, 2016 (Source: SNL Financial). Top 10 bank in the U.S. with significant growth opportunities 3. TD Bank, N.A. received the highest numerical score among retail banks in Florida in the J.D. Power 2016 Retail Banking Satisfaction Study, based on 76,233 responses from 10 banks, measuring opinions of consumers with their primary banking provider, surveyed April 2015- February 2016. Your experiences may vary. Visit www.jdpower.com. 4. Internally estimated daily average revenue client trades (DARTS) based on last twelve months publicly available reports for E*TRADE Financial and Charles Schwab as of September 30, 2016. 5. TD Ameritrade was evaluated against 15 others in the 2016 Barron's Online Broker Review, March 19, 2016. The firm was ranked 1st in the categories "Best for Long-Term Investing" and "Best for Novices." TD Ameritrade was also awarded the highest star ratings (4.5) in "Best for Options Traders" (shared with 2 others) and (4) in "Best for In-Person Service" (shared with 4 others). Also received 4 stars in "Best for Frequent Traders". Star ratings are out of a possible 5. Barron's is a trademark of Dow Jones. L.P. All rights reserved. 6. Acquisition is subject to the satisfaction of closing conditions, including obtaining regulatory approvals. 27
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