Investor Presentaiton
FUNDING & LIQUIDITY
RESILIENT FUNDING & LIQUIDITY PROFILE WITH STRATEGIC OPTIONS TO GROW
SUMMARY
Deposit to loan ratio of 74%
.
Strong customer deposit growth during FY20
•
Reduced reliance on short term wholesale funding
.
•
Term funding facility providing additional funding capacity to lend to
businesses
BOQ redeemed Wholesale Capital Notes in May 2020 following approval
granted by APRA, a new issue of ASX-listed Additional Tier 1 capital notes
remains under consideration subject to market conditions and relevant
approvals1
CUSTOMER DEPOSITS ($BN)
+7%
31.3
32.4
34.7
2.0
2.3
2.8
16.5
16.2
15.1
10.2
11.2
13.3
26
27
3.5
FY18
FY19
FY20
BOQD
GROUP
FUNDING MIX ($BN)
+1%
48.1
50.3
50.8
31.3
32.4
34.7
6.8
5.9
4.8
10.0
12.0
11.3
FY18
FY19
FY20
■Long Term Wholesale
■Short Term Wholesale
■Customer Deposits
TERM FUNDING FACILITY ($BN)²
2.6
0.8
1.8
0.6
ADDITIONAL CAPACITY
1.2
0.8
1.4
Transaction Accounts Savings and Investments Term Deposits Mortgage Offsets
TFF
Drawn Amount
■Initial Allowance Additional Allowance Supplementary Allowance
FY21 Senior Maturities
(1) Any offer of ASX-listed Additional Tier 1 capital securities by BOQ will be made under a prospectus which will be made available when the securities are offered. If an offer is made, eligible applicants wishing to
apply will need to do so in accordance with the instructions set out in the prospectus
Bank of Queensland Limited 2020 Full Year Results Presentation
(2) As at 1 September 2020. The Additional Allowance provided by the RBA is subject to change
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