Building the Bank of The Future

Emirates NBD is a leading bank in the MENAT Region Region's most profitable bank US$ 5.9bn in FY'23 4th Largest Bank in GCC By Assets 2nd Largest Bank in UAE By Assets AED 18.40 +42% in 2023 Share Price As of 25 Jan 2024 AED 115bn Market Cap As of 25 Jan 2024 AED 43.0bn Total Income AED 21.5bn Profit 3.95% Net Interest Margin AED 863bn Total Assets AED 585bn Total Deposits AED 481bn Total Gross Loans 17.6% Capital Ratio 41% Shareholding by Government of Dubai 40% Foreign Ownership Limit 14% Foreign Ownership As of 25 Jan 2024 12 850 Countries Branches 9.4 million Active customers 4

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