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71 DEPOSITS & TRANSACTION ACCOUNTS DEPOSIT REVENUE ($m) CUSTOMER DEPOSITS BY INTEREST RATE¹ (%) 100 1,762 28 1,700 28 1,623 27 1,541 24 1,407 80 22 60 $235bn of deposits already at or near zero interest rate 1,733 1,672 1,596 1,517 40 $125.8bn 1,385 $109.6bn $80.5bn 20 20 $28.6bn $20.1bn $10.9bn 0 Mar 19 Sep 19 Mar 20 Sep 20 Mar 21 less than or equal 0.01% ■ NII between 0.02% to 0.25% between 0.26% to 0.50% between 0.51% to between 0.76% to more than 1.00% 0.75% 1.00% CUSTOMER DEPOSIT BALANCES BY PRODUCT ($bn) 131 121 111 90 95 95 46 97 129 109 116 120 108 93 32 36 19 Sep 19 22 29 30 33 33 33 Mar 20 Sep 20 Mar 21 Sep 19 Mar 20 Sep 20 Mar 21 Sep 19 Mar 20 Sep 20 Mar 21 Sep 19 Mar 20 ■NBIS ■Transaction ■Savings Sep 20 ■Term Deposits Mar 21 Sep 19 Mar 20 Sep 20 Mar 21 ■ Offsets (1) Australia only, as at 31 March 2021. Customer deposits exclude home loan offsets National Australia Bank

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