ANZ 2022 Full Year Debt Investor Presentation
ANZ 2022 Full Year Debt Investor Presentation
REGULATORY CAPITAL
-
2H22 UPDATE
APRA Level 2 Common Equity Tier 1 (CET1) Ratio - 2H22 Movement, %
11.53
Mar 22
0.80
Cash
Profit
(ex LNI)1
-0.22
-0.16
-0.41
-0.05
Mainly IRRBB RWA
increase in Q3
0.80
12.29
~ -1.2
~11.1
Underlying CRWA
(ex FX)
Underlying
non-CRWA
(ex FX)
Net Dividends
Capital Deductions
& Other²
Capital Raising
Sep 22
Suncorp Bank
acquisition
Sep 22 pro-forma
APRA Level 1 Common Equity Tier 1 (CET1) Ratio - 2H22 Movement, %
11.07
0.90
-0.28
-0.18
0.11
12.01
0.94
~11.3
~ -0.7
-0.48
-0.07
Mainly IRRBB RWA
increase in Q3
Mar 22
Cash
Profit
Underlying CRWA
(ex FX)
(ex LNI)¹
Underlying
non-CRWA
(ex FX)
Net Dividends
Capital Deductions Capital Raising
& Other²
APS111 Impact³
Sep 22
Suncorp Bank
acquisition
Sep 22 pro-forma
1.
Excludes Large / Notable items
2.
3.
Capital deductions mainly comprises the movement in retained earnings in deconsolidated entities and equity accounted growth in associates and Other impacts include movements in deferred tax asset deduction, M&A transactions, Net RWA
imposts & net other impacts
APRA's changes to APS111: Measurement of Capital took effect from 1 January 2022. Benefits to the L1 CET1 ratio was due to a higher L1 CET1 base (as a result of the $3.5bn equity raise and half-yearly earnings), leading to a decrease in L1 CET1
deduction on intra-group equity investments above the 10% CET1 threshold
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