Investor Presentaiton

Analytics across customer lifecycle Better conversion and pricing Improve cross-sell & Products per Customer Prospect Pre-approved Marketing offers Acquisition & Cross-sell Leads from existing base & group ecosystem Underwriting & Disbursement Segmentation and profitability models Decision Decision tree scorecards for policy refinement Risk based Channel pricing scorecards Lifecycle Management & Retention Increase Straight through decision making Bureau Watch Proactive BBB Improve collection efficiency retention models Drive productivity Pricing Model/ CLTV/Customer risk profiling Collection & Recovery ~30 scorecards built using LR/DT/ML algorithms Early warning signals Models used for allocation, self cure, representation strategy, X bucket and flow bucket collections, Settlement and Repo TATA CAPITAL Count on us and efficiency 10

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