Investor Presentaiton

Chola Enter a better life Net Income Margin (%) Loan Against Property - Asset Ratios Expenses Ratio (%) 5.7% 5.6% 5.6% 5.4% 5.3% 5.4% 5.5% 5.5% 1.4% 1.4% 1.2% 1.8% 1.5% 1.9% murugappa 1.4% 1.7% Q1 Q1 FY23 FY24 Q2 Q2 FY23 FY24 Q3 Q3 FY23 FY24 YTD YTD Dec22 Dec23 Q1 Q1 FY23 FY24 Q2 Q2 FY23 FY24 Q3 Q3 FY23 FY24 YTD YTD Dec22 Dec23 -Loan Losses & Provisions (%) -ROA - PBT (%) Q1 Q1 FY23 FY24 Q2 Q2 FY23 FY24 Q3 Q3 FY23 FY24 YTD YTD Dec22 Dec23 4.7% NAT 4.0% 4.1% 3.9% 3.9% 3.8% 3.8% 3.9% -0.1% -0.1% -0.01% -0.1% 0.1% 0.0% 0.02% -0.1% Q1 Q1 FY23 FY24 Q2 Q2 FY23 FY24 Q3 Q3 FY23 FY24 YTD YTD Dec22 Dec23 54 54

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