Investor Presentaiton
Retail Loan ABS Comparison
Original Summary Characteristics by Prior Securitization:
Number of Pool Assets
Initial Pool Balance
Average Principal Balance
Weighted Average Interest Rate
Weighted Average Original Term
Weighted Average Remaining Term
Weighted Average FICO
Minimum FICO
Maximum FICO
Geographic Distribution of Receivables representing the 5 states
with the greatest aggregate Initial principal balance:
TAOT 2019-C
TAOT 2019-D
TAOT 2020-A
TAOT 2020-B
TAOT 2020-C
TAOT 2020-D
TAOT 2021-A
TAOT 2021-B
72,045
$1,344,769,909.63 $1,872,859,970.50
99,197
97,464
67,524
86,264
87,460
89,958
78,636
$1,855,904,868.20
$18,665.69
2.74%
66
$18,880.21
2.98%
66
$19,041.95
3.20%
$1,275,392,995.27
$18,888.00
3.26%
$1,659,837,859.33
$1,652,997,849.97
$1,822,777,183.00
$1,666,956,330.00
$19,241.37
3.43%
$18,900.04
3.46%
$20,263.00
3.06%
$21,198.00
3.08%
TAOT 2021-C
75,689
$1,666,028,014.87
$22,011.49
3.05%
TAOT 2021-D
75,426
$1,667,553,462.91
$22,108.47
TAOT 2022-A
77,985
$1,775,873,551.06
$22,771.99
3.15%
3.27%
66
66
66
66
65
65
65
66
66
50
50
50
49
50
50
51
53
53
54
55
762
766
766
767
769
769
769
767
767
765
765
620
620
620
620
620
620
620
620
620
620
620
900
900
900
900
900
900
900
900
900
900
900
50.71%
47.41%
43.69%
42.68%
24.81%
24.73%
25.54%
25.74%
15.33%
17.46%
19.11%
20.33%
State 1
CA - 24.8%
State 2
TX - 14.8%
CA - 25.0%
TX-14.9%
CA - 24.7%
TX-15.02%
CA - 24.2%
TX-14.8%
CA - 23.8%
CA - 23.3%
CA - 23.7%
CA - 26.0%
CA - 26.4%
CA - 26.8%
CA - 26.9%
TX - 14.2%
TX - 13.9%
TX - 12.5%
TX - 13.0%
TX - 12.7%
TX - 13.3%
TX - 13.7%
State 3
IL - 4.8%
IL - 4.9%
IL - 4.8%
IL - 4.7%
PA - 5.0%
IL - 4.5%
IL-4.7%
IL - 4.5%
PA - 4.3%
PA - 4.1%
IL - 4.5%
State 4
PA - 4.0%
PA - 3.9%
PA - 4.0%
PA - 4.1%
IL - 4.7%
PA-4.1%
PA - 4.4%
PA - 4.4%
IL - 4.2%
IL - 4.1%
PA - 4.4%
State 5
VA - 3.6%
VA - 3.5%
VA - 3.78%
NJ - 3.7%
VA - 3.8%
VA - 3.9%
VA - 3.8%
VA - 3.6%
NJ - 3.7%
NJ - 3.7%
VA - 3.5%
Distribution of Receivables by Contract Rate:
(1)
Less than 2.0%
2.0% - 3.99%
4.0% - 5.99%
38.24%
36.96%
45.00%
43.08%
42.69%
40.45%
37.10%
27.72%
28.73%
24.94%
27.06%
29.02%
30.30%
32.36%
22.47%
22.83%
19.64%
19.84%
19.23%
19.84%
20.96%
6.0% - 7.99%
5.74%
6.41%
7.05%
6.95%
7.16%
7.14%
6.37%
6.08%
5.56%
5.75%
5.92%
8.0% - 9.99%
1.93%
2.21%
2.50%
2.29%
2.36%
2.33%
2.10%
2.15%
1.91%
2.00%
2.14%
10.0% - 11.99%
0.99%
1.09%
1.27%
1.20%
1.21%
1.16%
1.17%
1.08%
0.93%
0.98%
0.92%
12.0% -13.99%
0.36%
0.51%
0.57%
0.57%
0.60%
0.61%
0.53%
0.47%
0.45%
0.47%
0.40%
14.0% 15.99%
0.12%
0.13%
0.21%
0.18%
0.20%
0.18%
0.18%
0.18%
0.17%
0.18%
0.17%
16.0% and greater
0.03%
0.00%
0.07%
0.06%
0.05%
0.06%
0.07%
0.05%
0.04%
0.04%
0.02%
Total
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
Distribution of Receivables by Vehicle Type: (1)
Passenger Cars
37.82%
36.27%
34.99%
33.99%
32.60%
31.67%
30.27%
Minivans
5.31%
5.40%
5.20%
4.83%
4.26%
4.22%
3.04%
31.22%
NA
Light Duty Trucks
17.29%
18.05%
18.28%
17.87%
17.63%
17.08%
16.81%
15.87%
SUVs
CUVs (2)
39.58%
NA
40.28%
41.53%
43.31%
45.50%
47.03%
49.87%
6.63%
30.22%
NA
15.19%
6.93%
30.89%
32.03%
NA
NA
14.00%
7.08%
13.77%
7.01%
NA
NA
NA
NA
NA
NA
46.29%
47.66%
48.02%
47.20%
Total
100.00%
100.00%
100.00%
100.00%
99.99%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
Distribution of Receivables by Make: (1)
Toyota and Scion
Lexus
Total
Share of Original Assets:
87.87%
86.99%
87.24%
87.18%
87.06%
85.87%
83.91%
83.73%
82.42%
82.40%
82.76%
12.13%
13.01%
12.76%
12.82%
12.94%
14.13%
16.09%
16.27%
17.58%
17.60%
17.24%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
Percentage with Original Scheduled Payments > 60 months
Percentage of Used Vehicles
55.30%
54.33%
18.97%
20.34%
54.29%
19.94%
54.52%
20.86%
57.35%
21.38%
56.23%
23.33%
49.18%
50.61%
26.33%
25.41%
50.46%
26.34%
52.33%
27.45%
54.48%
27.34%
(1)
Percentages may not add to 100.00% due to rounding
(2) Vehicles categorized in this table as "CUVS" are included in the category of "SUVs" prior to TAOT 2021-B, and vehicles categorized as "Minivans" in each securitization prior to TAOT 2021-B are categorized as "CUVS" in TAOT 2021-B.
Source: Company Reports
· PROTECTED 関係者外秘
TOYOTA FINANCIAL SERVICES
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