Access to Financial Services in Kaduna State Deep Dive
EFINA
Enhancing Financial Innovation & Access
Financial exclusion varies widely by LGAs
% of the adult population
Makarfi
16.7%
1.8% 5.7%
Kauru
21.1%
1.0% 4.5%
Lere
20.8%
2.1% 4.0%
Kudan
9.5%
7.9%
10.1%
Soba
23.0%
2.7% 4.4%
Igabi
18.2%
6.3%
5.7%
Kajuru
22.2%
7.6%
6.3%
Jema'a
21.4%
11.4%
3.7%
Ikara
26.4%
5.6%
4.9%
Sanga
29.9%
3.3%
6.6%
Jaba
32.2%
4.1% 3.6%
Giwa
24.8%
8.1%
8.3%
Kubau
13.4%
12.4%
16.8%
Sabon Gari
38.4%
2.3% 3.4%
* Birnin-Gwari
39.7%
2.1% 4.4%
Kachia
44.3%
1.0%4.2%
Kaduna North
45.8%
0.5%4.1%
Kagarko
37.8%
8.4%
5.4%
Zaria
43.0%
1.1% 8.1%
Chikun
43.3%
6.1%
Zangon Kataf
42.8%
5.1%
10.4%
12.1%
Kaura
Kaduna South
51.9%
3.1%
7.0%
59.0%
Banked
11.3%
Other Formal
5.7%
Informal
75.8%
73.4%
73.1%
72.5%
69.9%
69.9%
63.9%
63.6%
63.1%
60.2%
60.2%
58.7%
57.3%
55.9%
53.8%
50.6%
49.6%
48.3%
47.7%
40.2%
40.0%
38.0%
24.0%
Excluded
*Due to security reasons, only respondents in 'safe to visit' areas were interviewed in Birnin Gwari. Hence, the
sample in Birnin Gwari is considered non-random and not representative of the full Local Government Area
Source: EFINA Access to Financial Services in Kaduna State 2020 Survey 22View entire presentation