Credit Quality and Financial Performance slide image

Credit Quality and Financial Performance

Profit and Balance Sheet Growth in Recent Years Revenues and Costs (USD million) Revenue +20% 2,939 2,647 2,300 1,935 1,291 Net Profits (USD million) Costs -6% +14% 967 914 1,074 1,002 831 910 740 815 637 491 696 615 235 220 385 302 2006 2007 2008 2009 2010 Q1 2006 2007 2008 2009 2010 Q1 2006 2007 2008 2009 2010 Q1 2011 2011 2011 45.2 Assets and Loans (USD billion) Assets +15% 81.8 76.9 76.7 77.9 69.1 Loans +15% 56.9 58.4 53.7 52.9 45.3 29.7 Deposits and Equity (USD billion) Deposits +21% 57.7 54.5 49.3 44.2 38.3 26.0 Equity(1) +15% 7.6 7.6 7.0 5.2 5.3 4.2 2006 2007 2008 2009 2010 Q1 2006 2007 2008 2009 2010 Q1 2006 2007 2008 2009 2010 Q1 2006 2007 2008 2009 2010 Q1 2011 2011 2011 2011 1) Equity is Tangible Shareholder's Equity excluding Goodwill and Intangibles. Source: Financial Statements, Aggregation of Emirates Bank International and NBD results Emirates NBD 12
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