Investor Presentaiton

Britam With you every step of the way Our Operating Environment, Macro Indicators Shaping Performance Kenya and the Regional Markets GDP Continue with Recovery Post - 2020 Mixed Market Performance by Listed Equities - NSE 20 2021 2022 5.0% 4.7% 3.5% 3.7% 3.4% 3.7% 1.2% 10.2% 7.1% 5.4% 4.3% 3.0% 2.4% 2.3% 2,100 2,050 2,000 1,950 5.1% 1,900 1,850 1,800 1,750 1,700 SSA Kenya Uganda -5.4% S. Sudan Rwanda Tanzania Malawi Mozambique 01-Apr-21 01-Jan-21 01-Feb-21 01-Mar-21 01-May-... 01-Jun-21 01-Jul-21 01-Oct-21 01-Aug-21 01-Sep-21 01-Nov-21 01-Dec-21 01-Jan-22 01-Feb-22 01-Mar-22 Inflation Across our Markets not Expected to Change significantly - (%) 24.0% 23.0% Bond Yields remain attractive especially LT - (%) Kenya Yield Curve Movement (%) 6.1% 5.0% 5.0% 2.2% 14.0 9.5% 13.0 9.0% 12.0 6.2% 6.5% 11.0 4.9% 3.2% 3.4% 2.4% 10.0 31-Dec-21 30-Jun-21 31-Dec-20 9.0 8.0 7.0 6.0 Tanzania Malawi Mozambique 91 1 35 79 11 13 15 17 19 21 23 25 day 10 Kenya Uganda S. Sudan Rwanda Source: IMF, NSE, CBK 2021 2022

View entire presentation