Investor Presentaiton

KBC DISCAI KBC's Al fintech, launched on 7 March 2022 57 of 74 DISCAI - Discovering Al Fully owned KBC Group subsidiary, grouping the in-house developed artificial intelligence (AI) solutions Bank-Insurance as a Service Offering innovative solutions to other companies Leverage investments in data, Al, together with KBC's financial expertise Fully in line with KBC's strategy to go beyond traditional bank- insurance offering and income diversification KBC Group NV 100% 100% 100% 100% KBC Bank KBC Insurance KBC Global Services N.V. DISCAI ✓ next steps for DISCAI Starting with commercialisation of AML platform Innovative and high-performance Al-based solution developed by KBC for anti-money laundering (AML), a global challenge for financial institutions . Much more effective solution in detecting fraud cases ('know your transaction (KYT)' under AML regulations), trend-based instead of rule-based Adhering to strict data privacy standards Partnering with KPMG to attract interested B2B parties and support implementation in various countries Initial focus on parties geographically close to KBC Group More potential innovative solutions in the future In a next phase, DISCAI will assist companies and organisations from various sectors in search for high- performance and innovative solutions to technological and regulatory challenges Highlights Profit & Loss Capital & Liquidity Looking forward BU & FY22 view Company profile KBC Strategy Sustainability Asset quality MREL & Funding

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