Banking Sector Financial Highlights slide image

Banking Sector Financial Highlights

Healthy banking sector, with dollarisation down Bank loan book growth vs. nominal GDP growth Loan and deposit dollarisation Nominal GDP growth, y-o-y Bank credit growth, y-o-y 75% Bank credit growth in constant currency terms, y-o-y 45% 70% 40% 65% 35% 60% 30% 25% 55% 20% 50% 14.9% 15% 13.7% 45% 10% 7.0% 5% 40% 0% 35% -5% -10% 30% 1Q14 3Q14 Source: NBG, GeoStat, BOG 1Q15 3Q15 1Q16 3Q16 1Q17 3Q17 1Q18 3Q18 ༠༦༠ 1Q19 3Q19 1Q20 3Q20 1Q21 3Q21 1Q22 3Q22 1Q23 3Q23E 1Q14 Source: NBG 3Q14 1Q15 3Q15 1Q16 3Q16 1Q17 3Q17 1Q18 3Q18 1Q19 3Q19 ואלת 1Q20 3Q20 3Q20 1921 IZOL Bank loan dollarisation Bank deposit dollarisation Non-performing bank loans to total gross loans in selected countries, 2022 Lithuania Estonia Czech Rep. 0.5% 0.8% 1.5% Georgia 1.5% Slovenia 1.8% Latvia 1.8% Slovakia 1.9% Türkiye 2.0% Poland 2.4% Azerbaijan 2.6% Romania 2.7% North Macedonia 2.8% 50.2% Italy 2.8% Kazakhstan 3.4% 45.0% Uzbekistan 3.5% Hungary 3.9% Croatia Bosnia & Herz. Bulgaria Montenegro Moldova 4.3% 4.5% 4.6% 6.3% 6.4% Greece 6.5% Source: IMF 10
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