Investor Presentaiton

Basis Points A supportive Egyptian economic and banking environment An improving economic scenario 700 600 • Improved political stability since President Al Sissi came to power in 2014 A positive stance for sovereign ratings (Moody's upgrades Egypt to B3 with a stable outlook on the 7th April 2015) and for overall market perception: 5Y sovereign CDS down to 334 bps in Sept. 2015 from over 600 bps in 2011 In line with CBE decision to curb FX parallel market FX rates increased in the recent months of year 2015 500 400 300 259 200 100 615 Egypt CD's 5Y Rate 608 455 Dec.2010 Dec.2011 Dec.2012 • Source : Reuters Page 10 Dec.2013 Dec.2014 EUR/EGP Exchange Rate 12.00 9.55 8.65 10.00 8.38 7.76 7.80 8.00 338 334 313 315 6.00 6.94 7.14 289 6.03 6.32 5.80 4.00 Jun.2015 Jul.2015 Aug.2015 Sep.2015 2.00 0.00 Dec.2010 Dec.2011 Dec.2012 ⚫EGP/Euro Dec.2013 Dec.2014 Jun.2015 -EGP/USD Jul.2015 كريدي أجريكول مصر CRÉDIT AGRICOLE EGYPT Aug.2015 Sep.2015 8.50 8.60 8.77 8.75 7.53 7.73 7.73 7.73

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