Investor Presentaiton

ALL Balance Sheet Maintains a high level of financial soundness, with cash and deposits of approx. ¥6.8 billion and net assets of over ¥11 billion. Purchased receivables*: 2,998 Goodwill (\mn) Cash and Deposits 6,759 17 Current Assets 9,443 Short-term borrowings *1 3,520 Current portion of long-term borrowings 1,433 Other Current Assets 5,877 Non-current Liabilities 3,356 3,306 Non-current Investment securities 4,460 Software 2,001 *1 Related to Money Forward Kessai, Inc. Assets 11,616 Net Assets 11,452 Assets Liabilities/Net Assets Long-term borrowings 3,206

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