Canadian Real Estate Secured Lending Portfolio Highlights

Credit Quality Net impaired loans and PCL ratios (bps) 156 $ Net impaired loans as a % of net loans and acceptances (bps) Provision for credit losses as a % of net average loans and acceptances (bps) 100 52 50 48 46 43 99 39 38 IFRS 34 =4 46 40 45 39 39 38 41 =4 37 137 34 33 IFRS 9 103 TD 32 32 25 24 Q2 2022 22 4 Q2 2022 1 -3 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 55 55

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