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Investor Presentaiton

BREAK-UP OF OPERATING EXPENSES Yearly ā“‡ (%) Muthoot Finance Quarterly (%) Mar-21 Mar-20* Mar-19* Mar-18* Mar-17 Mar-16 Mar-15 Mar-14 Mar-13: 2022 Q1 FY Q4 FY Q1 FY 2021* 2021* Employee Benefit Expenses 49 52 54 47 48 49 53 52 52 Rent 12 12 13 12 12 13 14 14 12 Advertisement & Publicity 6 7 5 3 5 00 150 6 LO 5 215 42 59 14 12 11 7 4 Communication Costs 2 2 2 3 2 3 3 3 2 2 2 2 Traveling and Conveyance 1 1 2 1 1 1 2 2 2 1 1 1 Printing and Stationery 1 1 1 1 1 1 1 2 2 1 1 1 Repairs and Maintenance 1 2 2 2 2 2 2 3 1 1 Legal and Professional 2 1 1 1 1 1 2 2 1 1 1 3 Charges Business Promotion 2 4 3 1 1 1 1 2 3 1 2 3 Expenses Directors Remuneration 4 3 3 2 2 2 2 2 2 10 2 Depreciation and 3 2 3 3 3 4 + 3 3 3 Amortisation Expenses Others 12 9 19 5 8 00 6 6 5 16 7 Provision For Standard & 17 9 2 2 7 NPA Assets Impairment on Financial 5 5 2 2 8 2 4 instruments Total 100 100 100 100 100 100 100 100 100 100 100 100 *Under IND-AS 43
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