Global Banking and Markets & Canadian Retail Financial Insights

International Banking – Revenue & Volume Growth Revenues (TEB) ($ millions) - Average Loans & Acceptances ($ billions) +0% Y/Y +6%1 Y/Y 25 22 24 24 27 27 28 2,450 2,498 2,586 55 53 52 892 883 975 1,558 1,615 1,611 Q1/16 Net interest income Q1/16 Q4/16 Business Q1/17 ■Residential mortgages Personal & credit cards Average Deposits2 ($ billions) +5% Y/Y 34 34 33 Q4/16 Q1/17 53 56 57 ■Non-interest revenue (1) Up 10% adjusting for unfavourable foreign currency translation (2) Includes deposits from banks Q1/16 ■Non-personal Q4/16 Q1/17 ■ Personal Scotiabank® 21 21

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