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Investor Presentaiton

MyState Sub Debt Issue | Investor Presentation 11 Limited Proposed subordinated debt structure Conversion Following a Non- Viability Trigger Event Conversion Number If a Non-Viability Trigger Event occurs, the primary method of loss absorption is Conversion. Upon a Non-Viability Trigger Event occurring, the Issuer may be required to Convert all or, in some cases a proportion of the Subordinated Notes into Ordinary Shares. If for any reason Conversion is not effected within five Business Days, Subordinated Notes will be Written-Off and Holders' rights, including any rights to unpaid interest or Additional Amounts and repayment of principal, will be immediately and irrevocably terminated with effect on and from the Conversion Date. On the Conversion Date, the Issuer will, for the Principal Amount of Subordinated Notes held by the Holder that is required to be Converted, allot and issue that number of fully paid ordinary shares in the capital of the Issuer which is the lesser of the number calculated according to the following formula and the Maximum Conversion Number: (the "Conversion Number") where: Principal Amount (1-CD) × VWAP during the VWAP Period Principal Amount (including where these words are used for the purposes of the definition of Residual Outstanding Principal Amount) means in respect of any Subordinated Note which is outstanding at any time, the outstanding principal amount of the Subordinated Note, and for such purposes: (a) the principal amount of a Subordinated Note issued at a discount, par or at a premium is at any time to be taken to be equal to its Denomination; and (b) if the principal amount of a Subordinated Note has from time to time been Converted or Written-off as described in, and in accordance with, Conditions 5 ("Non-Viability, Conversion and Write-off") and 6 ("Procedures for Conversion") the principal amount of the Subordinated Note will be reduced by the principal amount so Converted or Written-off; CD means 1%; and VWAP Period means in the case of a Conversion resulting from the occurrence of a Non-Viability Trigger Event, the period of 5 ASX Business Days on which trading in Ordinary Shares took place immediately preceding (but not including) the Non-Viability Trigger Event Date. This is a summary of the proposed Terms and Conditions for MyState Limited Subordinated Notes - Further information and complete terms in connection to any issuance is included in the Information Memorandum dated 23 December 2016 as supplemented by the preliminary Pricing Supplement dated 29 June 2020
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