Investor Presentaiton

Reconciliation for non-GAAP Financial Measures Mexico ($MM) Pre-tax, pre-provision profit FY19 FY20 FY21 Reported Basis FY22 Q3/21 Q3/22 Q3/23 FY19 Reported Basis (Constant FX) 1,3 FY20 FY21 FY22 Q3/21 Q3/22 Q3/23 Mexico Revenue 2,179 2,196 Expenses 1,213 2,193 2,279 556 1,207 1,097 568 740 1,117 264 287 351 Pre-tax, pre-provision profit 966 989 1,096 1,162 292 281 389 2,328 2,484 2,559 2,636 1,299 1,394 1,286 1,290 1,029 1,090 1,273 1,346 352 682 682 740 330 346 351 336 389 Net income attributable to equity holders (NIAEH) NIAEH ($MM) 522 271 590 746 173 188 234 554 265 683 865 206 224 234 Mexico³ NIM Calculation¹ Average total assets² Less: Non-earning assets Average total earning assets² Less: 2020 2021 2022 Q3/22 Q3/23 42,324 44,321 47,831 48,715 64,495 1,840 3,426 2,300 2,465 4,833 40,484 40,895 45,531 46,250 59,662 Trading Assets Securities purchased under resale agreements and securities borrowed Other deductions Average core earning assets² Net Interest Income Less: Non-core net interest income Net interest income on core earning assets Net interest margin 3,232 4,133 4,101 4,056 5,242 54 112 271 70 214 172 352 87 37,182 36,675 41,162 41,910 53,797 1,643 1,650 1,707 422 552 24 38 3 1,619 1,613 1,705 423 4.35% 4.40% 4.14% 4.00% 4.17% (1) (14) 566 1 Refer to non-GAAP measures on page 4 of the Management's Discussion & Analysis in the Bank's Third Quarter 2023 Report to Shareholders, available on http://www.sedarplus.ca; 2 Average balances represents the average of daily balance for the period; 3 May not add due to rounding 88

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