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Investor Presentaiton

Gross Profit and Margin - VAS Property sale(1) (VNDbn) Leasing (VNDbn) 31.2% Hospitality & Entertainment Services (2) (VNDbn) 53.7% 62.3% 62.9% 13.4% 16.7% 45.3% 53.8% 60.2% 51.1% 49.0% 41.5% 44,828 35,643 CAGR: 7.3% 3,654 3,267 2,838 27,623 CAGR: 27.4% 2018 Healthcare (VNDbn) YOY:-29.9% 11,125 7,803 YoY: 52.3% 745 1,135 29.2% -34.3% -94.1% 1,304 891 440 (3,492) (221) (338) (909) 2019 2020 1Q2020 1Q2021 2018 2019 2020 1Q2020 1Q2021 2018 2019 2020 1Q2020 1Q2021 Education (VNDbn) Industrials (VNDbn) -2.6% 2.0% 8.2% 14.0% -6.0% 5.6% 14.9% 11.3% 39.0% -9.7% 90 60 (246) (5,039) (7,695) 147 (1,446) 60 48 335 (159) 308 255 (1,146) (2,725) (68) 2018 Gross profit margin 2019 2020 Adjusted gross profit margin (3) 80 (49) (106) 1Q2020 1Q2021 249 (35) 4.1% -30.0% -44.1% -54.8% -44.2% (82) 2018 2019 2020 1Q2020 1Q2021 2018 2019 2020 1Q2020 1Q2021 (1) Source: Audited VAS Consolidated Financial Statements for 2018-2020, Unaudited VAS Consolidated Financial Statements for 1Q2020 and 1Q2021. Financial numbers are pro-forma, adding bulk sales and excluding the retail and agriculture segments. (2) Adjusted for the sales of beach villas to reflect underlying business performance. (3) Adjusted gross profit is cash gross profit adjusted for Covid-19 related expenses including charges incurred despite operation being shut down. 54
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