bank bjb Financial Performance Review slide image

bank bjb Financial Performance Review

Commitment for ESG Implementation Sustainable Banking Sustainable Portfolio Rp. 13,6 Trillion bank bjb Infrastructure Financing & Government Collaboration bjb INDAH Financing for infrastructure projects, government-related procurement and government deficit cash flow. MSME Business Activity 29.83% Eco Friendly Transportation 17.50% Commercial Segment PLTM Cikaengan Corporate Segment Cipali Toll Tegal Gede Overpass Awipari Public Market Others Cikampek Elevated Toll Several Regional Government □ Others Other Environmentally Bussiness Activity 45.44% Financing for Residential Construction Natural Resources Management & Sustainable Land Use 1.17% Pollution Prevention and Control 5.74% Financing for Waste Factory Management System Into Electrical Energy Sustainable Water & Waste Water Management 0.10% Financing for Fertilizer Industry Financing for clean water distribution and supply < mesra Achievement bjb MESRA Ultra-micro financing based on worship place, joint- responsibility in a group of 5-10 members, maximum loan limit of Rp 5 million, 6-12 month of tenor and zero interest rate. During loan period, bank bjb will provide assistance with "bjb PESAT" program to increase their business capacities and competencies. 13.900 Person in 1.190 house of worship, 1.316 village (West Java & Bali) Land and Water Biodiversity Conservation 0.22% Financing for Palm Oil with PHPO Certification bjb KPR Green Bersama kami tanam Satu Pohon Satu Rumah "Hijau Hanianhu, Hijau Bumiku" Green is My Hume Green is My Farth bank bjb bjb Green bjb "Green" Mortgage "One House One Tree" program, which plants a minimum of one new tree every time a bjb "Green" Mortgage is disbursed. 7
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