9MFY2020 Results - Investor Presentation

Income | Stepping up revenue growth Business Segments Q3FY20 Q2FY20 QoQ Change 9MFY20 9MFY19 YoY Change (RM' mil) Wholesale Banking 317 334 5% 953 794 20% Investment Banking 85 69 24% 224 180 24% Retail Banking 386 369 5% 1,112 1,109 Business Banking 94 90 4% 271 236 14% Group Funding & Others 87 46 88% 183 176 4% Total Income - Banking 968 908 7% 2,743 2,496 10% General Insurance 133 171 22% 491 461 7% 137 161 15% 495 472 5% Life Insurance 4 (10) >100% 4 11 64% Total Income 1,105 1,069 3% 3,238 2,968 9% RM' mil ▲ 5% YoY ▲ 2% YoY 9MFY18: 2,908 9MFY19: 2,968 ▲ 9% YoY 9MFY20: 3,238 1,105 1,071 1,065 1,069 1,014 1,007 982 967 959 142 947 955 222 421 31² 383 428 395 389 372 359 369 356 342 286 326 721 613 611 617 643 642 648 661 669 680 629 Q1FY18 Q2FY18 ■Net Interest Income Q3FY18 Q4FY18 Q1FY19 Q2FY19 Q3FY19 Q4FY19 Q1FY20 Q2FY20 Q3FY20 Non-interest Income 1. Investment share revaluation AmBank Group 9MFY2020 Results - Investor Presentation 2. Gain on disposal of foreclosed properties 6

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