Scotiabank Business Overview and Economic Outlook slide image

Scotiabank Business Overview and Economic Outlook

Wholesale Funding Wholesale funding diversity by instrument and maturity1,6,7 24%- Senior Notes 16% Bail-inable Notes Asset-Backed Commercial Paper³ 2% 22% Bearer Deposit Notes, Commercial Paper & Short-Term Certificate $197B of Deposits 1% Asset-Backed Securities 15% Term Funding Maturity Table (Excluding Sub Debt And Mortgage Securitization) (Canadian Dollar Equivalent, $B) $25 $23 $23 Covered Bonds $21 3 9 3 11 2% Deposits from Banks² 14% Mortgage Securitization4 $9 $9 18 16 2 3 12 12 20 20 -4% Subordinated Debt5 7 6 < 1 Year 2 Years 3 Years 4 Years 5 Years 5 Years > Senior Debt ABS Covered Bonds 1 Excludes repo transactions and bankers acceptances, which are disclosed in the contractual maturities table in the MD&A of the Interim Consolidated Financial Statements. Amounts are based on remaining term to maturity. 2 Only includes commercial bank deposits raised by Group Treasury. 3 Excludes asset-backed commercial paper (ABCP) issued by certain ABCP conduits that are not consolidated for financial reporting purposes. 4 Represents residential mortgages funded through Canadian Federal Government agency sponsored programs. Funding accessed through such programs does not impact the funding capacity of the Bank in its own name. 5 Although subordinated debentures are a component of regulatory capital, they are included in this table in accordance with EDTF recommended disclosures. 6 As per Wholesale Funding Sources Table in MD&A, as of Q1/21. 7 May not add to 100% due to rounding. 49
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