Investor Presentaiton
Income Statement by business line for FY2021
€ mn
Net interest income/(expense)
Consumer SME Corporate Global International Wealth &
Banking Banking Banking corporate Banking Markets
RRD
REMU Insurance Treasury Other
Total
77
29
51
56
8
48
22
8
296
Net fee & commission income/(expense)
46
9
14
9
55
6
13
(8)
2
26
172
Other income
2
1
1
6
4
17
61
10
11
113
Total income
125
39
66
65
69
10
61
14
53
34
45
581
Total expenses
(157)
(25)
(26)
(22)
(30)
(9)
(39)
(21)
(21)
(11)
(22)
(383)
Operating (loss)/ profit
(32)
14
40
43
39
1
22
(7)
32
23
23
198
Loan credit losses of customer loans net of
gains/(losses) on derecognition of loans and
changes in expected cash flows
Impairment of other financial and non financial
instruments
Net reversal/(provision) for litigation, claims,
regulatory and other matters
(Loss)/profit before tax
Tax
Profit attributable to non controlling interest
Profit/(loss) after tax and before non-
recurring items (attributable to the owners
of the Company)
13
3
6
(5)
1
(77)
(28)
(7)
(66)
(8)
(36)
2
2
(19)
17
46
38
2
(2)
(6)
(5)
40
(5)
(55) (35)
32
23
10
98
7
(4)
(3)
7
(2)
5 2
(5)
(2)
(17)
15
40
40
33
35
1
(48)
(31)
28
20
15
91
79
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