HDFC Operational & Financial Highlights

LOAN SPREADS HDFC WITH YOU, RIGHT THROUGH 12.00% 10.18% 10.00% 8.99% 2.29% 8.06% 8.00% 2.27% 6.00% 4.00% 6.70% 7.91% 5.77% 2.00% 0.00% FY20 FY21 Return on Loans 2.40% 2.35% 8.80% 2.30% 2.29% 2.29% 2.25% 2.20% 6.51% 2.15% 2.10% FY22 Apr-Dec 22 Cost of Borrowings >>Spread Apr-Dec 22 Spread earned on: Individual Loans 1.91% Non-individual Loans 3.69% Loan Book 2.29% 28

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