Shriram Finance Q4 FY23 Financial Overview slide image

Shriram Finance Q4 FY23 Financial Overview

Key Metrics - Q4 FY23 SHRIRAM Finance P&L Metrics (Rs. mn) Interest Income Less: Interest Expenses Net Interest Income 44,459.0 Other Operating Income & Other Income 492.0 41,049.0 334.0 Profit After Tax 13,082.0 17,770.0 15,552.0 EPS (Rs.) 34.94 Cost to income Ratio (%) NIM (on AUM) 47.46 28.29% 22.23% 8.55% 8.52% 41.53 24.42% 8.43% Q4 FY23 Q3 FY23 Q2 FY23 Q1 FY23 Q4 FY22* YoY (%) 77,166.0 75,699.0 73,837.0 69,694.0 50,543.0 52.67% 32,707.0 31,420.0 32,788.0 29,850.0 24,265.0 34.79% 4.10% 126,766.0 98,646.0 44,279.0 39,844.0 26,278.0 69.19% 0.41% 169,630.0 93,160.0 408.0 320.0 253.0 94.47% 20.59% 1,555.0 13,388.0 10,861.0 20.45% -26.38% 59,792.0 27,078.0 35.76 40.15 -12.98% -26.38% 159.69 23.18% 20.00% 41.41% 27.22% 8.12% 6.96% 22.84% 0.35% QOQ (%) FY23 1.94% 296,396.0 191,806.0 FY22* YoY (%) 54.53% 28.51% 82.08% 810.0 91.98% 120.81% 101.74 56.96% 24.57% 19.89% 23.52% 8.37% 6.62% 26.44% Balance Sheet Metrics (Rs. mn) Networth Book Value (Rs.) Interest Coverage (x) ROA (%) ROE (%) Q4 FY23 Q3 FY23 Q2 FY23 Q1 FY23 Q4 FY22* YoY (%) QoQ (%) 432,020.7 423,156.6 405,488.7 389,878.7 259,045.5 66.77% 2.09% FY23 FY22* YoY (%) 432,020.7 259,045.5 66.77% 1,156.61 1,132.94 1,084.90 1,042.52 958.61 Tier I CRAR % Tier II CRAR % Total CRAR % 2.47 2.42 2.47% 3.39% 3.00% 12.21% 17.12% 15.62% 21.20% 21.39% 21.51% 1.41% 1.60% 1.69% 22.61% 22.99% 23.20% 2.26 2.35 -1.57% Note:- *The figures for the current reporting period includes the effect of merger of transferor Companies SCUF and SCL and are therefore not comparable with figures of the respective previous year/ period. 45 2.70% 14.49% 21.45% 1.68% 23.13% 20.66% 2.09% 2.09 18.18% 2.07% 2.90% -14.83% -27.14% 16.96% -28.01% -28.69% 20.70% 2.42% -0.91% 2.27% -37.89% -12.09% 22.97% -1.57% -1.65% 1,156.61 958.61 20.66% 2.35 1.95 20.51% 2.89% 1.88% 53.95% 14.84% 11.14% 33.21% 21.20% 20.70% 1.41% 2.27% 22.61% 22.97% 2.42% -37.89%
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