Shriram Finance Q4 FY23 Financial Overview
Key Metrics - Q4 FY23
SHRIRAM
Finance
P&L Metrics (Rs. mn)
Interest Income
Less: Interest Expenses
Net Interest Income
44,459.0
Other Operating Income & Other Income
492.0
41,049.0
334.0
Profit After Tax
13,082.0
17,770.0
15,552.0
EPS (Rs.)
34.94
Cost to income Ratio (%)
NIM (on AUM)
47.46
28.29% 22.23%
8.55% 8.52%
41.53
24.42%
8.43%
Q4 FY23 Q3 FY23 Q2 FY23 Q1 FY23 Q4 FY22* YoY (%)
77,166.0 75,699.0 73,837.0 69,694.0 50,543.0 52.67%
32,707.0 31,420.0 32,788.0 29,850.0 24,265.0 34.79% 4.10% 126,766.0 98,646.0
44,279.0
39,844.0 26,278.0 69.19% 0.41% 169,630.0 93,160.0
408.0
320.0 253.0 94.47% 20.59% 1,555.0
13,388.0 10,861.0 20.45% -26.38% 59,792.0 27,078.0
35.76 40.15 -12.98% -26.38% 159.69
23.18% 20.00% 41.41% 27.22%
8.12% 6.96% 22.84% 0.35%
QOQ (%)
FY23
1.94% 296,396.0 191,806.0
FY22* YoY (%)
54.53%
28.51%
82.08%
810.0
91.98%
120.81%
101.74
56.96%
24.57%
19.89%
23.52%
8.37% 6.62%
26.44%
Balance Sheet Metrics (Rs. mn)
Networth
Book Value (Rs.)
Interest Coverage (x)
ROA (%)
ROE (%)
Q4 FY23 Q3 FY23 Q2 FY23 Q1 FY23 Q4 FY22* YoY (%) QoQ (%)
432,020.7 423,156.6 405,488.7 389,878.7 259,045.5 66.77% 2.09%
FY23
FY22* YoY (%)
432,020.7 259,045.5
66.77%
1,156.61 1,132.94 1,084.90
1,042.52
958.61
Tier I CRAR %
Tier II CRAR %
Total CRAR %
2.47 2.42
2.47% 3.39% 3.00%
12.21% 17.12% 15.62%
21.20% 21.39% 21.51%
1.41% 1.60% 1.69%
22.61% 22.99% 23.20%
2.26
2.35
-1.57%
Note:- *The figures for the current reporting period includes the effect of merger of transferor Companies SCUF and SCL and are therefore not comparable
with figures of the respective previous year/ period.
45
2.70%
14.49%
21.45%
1.68%
23.13%
20.66% 2.09%
2.09 18.18% 2.07%
2.90% -14.83% -27.14%
16.96% -28.01% -28.69%
20.70% 2.42% -0.91%
2.27% -37.89% -12.09%
22.97% -1.57% -1.65%
1,156.61 958.61
20.66%
2.35
1.95
20.51%
2.89% 1.88%
53.95%
14.84% 11.14%
33.21%
21.20% 20.70%
1.41% 2.27%
22.61% 22.97%
2.42%
-37.89%View entire presentation