Investor Presentation 2020 slide image

Investor Presentation 2020

Financial Highlight cont. 42 Performance: Investor Presentation 2020 | stc group 61 95% 17.92% 54.37 17.27% 51.96 16.45% 50.66 15.93% 38.17% 39.11% 36.38% 36.98% 41 65% 9.86% 9.23% 9.01% 9.43% 28.86 2017 2018 21 23.57% 21.69% 22.96% 35% 21.02% 19.77% 20.74% 19.62% 19.54% 1 5% 2019 6M 2020 2017 2018 2019 6M 2020 Revenue ROA ROE Net Margin Operating Margin EBITDA Margin Leverage: ■ Total borrowings paid during the six months period ended 30 June 2020 amounted SAR 202 million (the six months period ended 30 June 2019 amounted SAR 281 million). Total borrowings received during the six months period ended 30 June 2020 amounted SAR 20 million (the six months period ended 30 June 2019 amounted SAR 5,300 million). 9.31 9.07 80% 9 70% 43.79% 60% 42.47% 6 50% 4.65 4.29 40% During the 12 months period of 2019, total debt increased by 117% due to the new established international sukuk program that was approved at the General Assembly meeting on 24th April 2019; 25.25% 15.08% 14.41% 30% 3 7.40% 21.61% 6.54% 20% 10% 7.87% 7.59% ▪ This new sukuk program is denominated in US Dollars not exceeding the amount of USD 5,000 million; 4.29% 3.92% 0 0% 2017 2018 2019 6M 2020 During the second quarter 2019, stc Sukuk Company Ltd. (SPV established for the purpose of issuing sukuk), completed the first sukuk issuance under the Sukuk Program for USD 1,250 million (equivalent to SR 4,688), at USD 200 thousand par value, annual yield of 3.89% and a maturity of ten years. I Long-Term Debt Short-Term Debt Debt/Assets Debt/Equity Debt/ EBITDA stc
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