Investor Presentaiton

FRENCH RETAIL BANK SG AND PRIVATE BANKING Stable +1% Stable AV. LOANS OUTSTANDING vs. Q1 22 AV. DEPOSITS OUTSTANDING vs. Q1 22 AV. LIFE INSURANCE OUTSTANDINGS vs. Q1 22 +2% AV. GLOBAL PRIVATE BANKING AUM vs. Q1 22 Av. Loans (1) (EURbn) Av. Deposits (1) (2) (EURbn) _Av. Life insurance outstandings (3) (EURbn) _ Av. Private Banking AuM (4) (EUR bn) 132 ■Individuals |||-!!! |||-!!! Unit-linked Corporates & professionnals Q122 Q422 Q123 Q122 Q422 Q123 Q122 Q422 Q123 Q122 Q422 Q123 Increase in corporate loans outstanding excl. PGE (~+5% vs. Q1 22) driven by both medium-long term credit and treasury loans Proactive selective origination in home loan production Robust deposit base, +1% vs. Q1 22 Robust life insurance (3) gross inflows of EUR 3.3bn in Q1 23 Strong net inflows in Private Banking (4) of EUR 2.4bn in Q1 23 Continued increase in both P&C premia (+7% vs. Q1 22) and Personal protection (+3% vs. Q1 22) (1) French networks, (2) Incl. French networks corporate deposits, (3) Total life insurance outstandings following the integration of the Private Banking in Q1 22, (4) Private Banking (France and International) excluding former Lyxor businesses SOCIETE GENERALE 1ST QUARTER 2023 RESULTS | 12 MAY 2023 14

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