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Investor Presentaiton

Segmental breakdown Total Operating Income (SARmn) Retail Corporate Net Income Before Zakat (SARmn) Treasury & Investment Asset Mgmt. & Brokerage Other +17% 858 917 960 989 1,005 51 56 52 42 38 147 208 346 301 311 385 356 337 368 382 307 412 292 318 324 3Q 22 4Q 22 1Q 23 2Q 23 3Q 23 Retail Treasury & Investment ā˜ Other Corporate Asset Mgmt. & Brokerage -20% 671 17 475 516 537 137 23 33 25 300 11 243 205 227 463 82 79 235 268 216 108 191 97 61 82 3Q 22 4Q 22 1Q 23 2Q 23 3Q 23 Loans & Advances (SARbn) Retail Corporate Other Deposits (SARbn) ā˜ Retail Corporate Treasury & Investment Other +16% +23% 64.7 68.9 73.6 77.3 80.2 79.2 82.7 85.5 1.8 1.8 1.7 67.6 69.6 2.2 1.8 0.9 1.1 1.1 1.8 0.9 43.1 47.3 52.5 55.5 58.3 42.3 50.9 52.9 30.5 33.8 10.9 10.2 9.3 7.8 8.2 19.4 19.8 20.2 3Q 22 4Q 22 1Q 23 2Q 23 3Q 23 19.3 20.0 24.3 24.7 26.7 22.8 23.2 3Q 22 4Q 22 1Q 23 2Q 23 3Q 23 The Saudi Investment Bank - 3Q 2023 Investor Presentation P. 40
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