Clover Health Investor Presentation Deck

We Have Line Of Sight To A Market Leadership Position In Our First State The Individual, Non-SNP MA Market Has Grown Dramatically In NJ... 151,155 2014 298,949 Source: CMS CPSC Data. 2021 ...With Clover Capturing An Outsized Portion Of That Market Growth 2.9k 2014 74.4k 20.9k 60.5k 110.3k 9/30/2021 Clover MA United Health Clover Direct Contracting Our capture of the MA market's growth in NJ was 1.6x that of our largest competitor since 2014. We believe the addition of DC sets us up to overtake the current market leader in the near-term. We believe our expanding leadership position in NJ gives us a strong margin of safety as we continue to grow our business in additional markets. 8

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