Affirm Results Presentation Deck

Delinquency Performance: Monthly DQ30+ Notes: 1. affirm) 2 3. 4.0% 3.0% 2.0% 1.0% -% Jul Delinquencies (DQ) of 30+ days as % of Active Balances Excluding Pay in 4 Loans 2018 Sep 2019 2020 FY 2023 Dec 2021 Data as of January 2023 US loans only, excludes Pay in 4 (formerly known as Split Pay) loan transactions with 0% APR and 6-8 week term lengths Metrics are unaudited 2022 Mar 2023 FY 2018 FY 2022 FY 2019 FY 2020 FY 2021 23

View entire presentation