Learn more about Intact Financial Corporation

Our vision for a combined organization Combining Intact's best-in-class operating model and RSA's expertise and international platform. OUR OPERATING MODEL LEADS TO OUTPERFORMANCE 88 KI SUPPLY CHAIN & CLAIM S MANAGEMENT PRICING & RISK SELECTION MULTICHANNEL DISTRIBUTION DIGITAL, DATA & AI PLATFORMS INVESTMENT & CAPITAL MANAGEMENT Expands our Leadership Position in Canada Pro form a 2019 Direct Premiums Written (DPW): $13B Specialty Pro forma: $1.6B Intact: $1.2B RSA: $0.4B RSA Intact Pro forma Personal Property Pro forma: $3.3B Intact: $2.4B RSA: $0.8B RSA UK Pet 11% 25% 25% Personal Auto 10% 12% Personal Property NPW: 28% $3.6B 12% -27% 12% Commercial 51% 23% 38% 21% 42% 21% Enters UK & Ireland with Top Brands at Scale Opportunity to share our successful operating model to RSA's leading commercial & small/medium enterprise platform 41% RSA Ireland Commercial Pro forma: $2.8B Intact: $2.1B RSA: $0.7B Personal 63% Personal Auto Pro forma: $5.3B Intact: $4.1B RSA: $1.2B NPW: $0.6B Commercial, 37% [intact] = Creates a Leading Specialty Lines Platform Combined product mix bolsters North American Specialty franchise and broadens distribution footprint UK & International geographies open for our leading specialty products and opportunity to create strong global franchises Europe & International Commercial focus in Spain, France, Netherlands and Belgium Leading presence in Middle East ► Co-ow nership in a top-3 franchise in Denmark 6

View entire presentation