XP Inc Results Presentation Deck

1 I I I KPIs Investments Total AuC R$817 Billion Active Clients 3.1 Million Net Inflows R$75 Billion +88% YoY +33% YoY +159% YoY Banking Credit Portfolio¹ R$6.8 Billion Credit Card TPV R$2.1 Billion NPL Ratio 0% +17x YoY +4x QoQ NPS³ Jun-21: 76 Financials Gross Revenue R$3.2 Billion Adjusted EBITDA² R$1.2 Billion Adjusted Net Income² R$1.0 Billion (1) Does not include Credit Card related loans and receivables (2) See appendix for a reconciliation of Adjusted Net Income and Adjusted EBITDA (3) NPS, is an independent widely known survey methodology that measures the willingness of customers to recommend a Company's products and services. The NPS calculation as of a given date reflects the average of the answers in the previous six months XP Inc. +57% YoY +77% YoY +83% YoY 9

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