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○ Sound Asset Quality NPL Ratio 3.1% 2.9% 3.0% Previous Criteria IFRS 2.5% 2.2% 2.1% 2.0% 1.8% 2.0% 1.7% 1.7% 1.4% 1.5% 1.2% 1.1% 1.0% 1.0% 1.0% 1.3% 1.1% 0.9% 1.0% 1.0% 0.5% 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2Q21 3Q21 4Q21 1Q22 2Q22 Previous Criteria IFRS 2018 2019 2020 2Q21 3Q21 4Q21 2Q21 3Q21 4Q21 1Q22 2Q22 Credit Card 5.5% 5.4% 7.8% 4.9% 3.9% 3.3% 3.6% 2.7% 2.3% 2.2% 2.2% Payroll 3.7% 3.3% 2.7% 2.5% 2.6% 2.6% 2.4% 2.4% 2.5% 2.4% 2.7% Auto 1.1% 1.0% 0.6% 1.1% 0.9% 0.8% 1.1% 0.9% 0.8% 0.7% 0.6% Mortgage 0.9% 1.1% 0.9% 1.0% 1.1% 1.0% 1.0% 1.0% 1.0% 0.9% 0.9% Commercial 1.9% 2.4% 1.2% 1.9% 1.9% 1.6% 1.9% 1.9% 1.6% 1.7% 1.6% SME 5.5% 6.6% 2.0% 3.4% 2.5% 1.8% 2.7% 2.3% 1.6% 1.7% 1.6% Commercial ex-SME 0.9% 1.3% 1.0% 1.6% 1.8% 1.5% 1.7% 1.9% 1.6% 1.7% 1.6% Corporate 2.9% 1.8% 0.1% 1.3% 0.4% 0.0% 1.3% 0.4% 0.0% 0.3% 0.5% Government 0.0% 0.0% 0.0% 0.1% 0.1% 0.1% 0.1% 0.1% 0.1% 0.1% 0.1% Total GFNorte 1.7% 1.7% 1.1% 1.4% 1.2% 1.0% 1.3% 1.1% 0.9% 1.0% 1.0% DB Rev Div Dep 244 NIM TI LD Loan BAP Guid ESG Eco Hist NI ROE ICAP Mkt App C/I GRUPO FINANCIERO BANORTE

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