Liquidity and Funding
Business and Government loan portfolio
Portfolio of high quality and well diversified.
Gross impaired loans ratio of 1.38%.
♦ Mining, oil and gas represent 0.7% of Business and Government loan portfolio.
Desjardins
%
Gross loans
Borrower category
of portfolio
($M)
Impaired loans
($M)
Gross impaired loans ratio (%)
Q1 2021
Q4 2020
Q3 2020
Real estate
22
11,629
37
0.32
0.41
0.20
Agriculture
19
9,839
111
1.13
1.28
1.12
Manufacturing
8
4,292
117
2.73
2.57
2.94
Construction
4,124
112
2.72
3.00
4.23
Health care
7
3,772
33
0.87
0.95
0.98
Retail trade
7
3,646
60
80
2.19
2.15
2.47
Public agency
6
3,119
Accommodation
1,886
51
2.70
2.62
1.91
Wholesale trade
3
1,676
33
1.97
2.23
1.06
Transportation
3
1,349
35
2.59
2.50
2.40
Rest of the portfolio
13
7,356
118
1.60
1.52
1.58
Total
100
52,688
727
1.38
1.44
1.43
BALANCE SHEET QUALITY 14View entire presentation