Healthier, Longer, Better Lives

Resilient Free Surplus +4.1 Free Surplus (1) Movement ($b) 14.9 + 5.8 (1.4) Free Surplus End of 2019 Underlying Free Surplus Generation (0.2) (0.2) 19.0 (3.5) AIA 15.5 (2.0) 13.5 New Business Investment Unallocated Group Office Expenses Finance Costs and Others Free Surplus Investment before Investment Return Variances and Dividend Variances and Other Non-operating Items Return Free Surplus before Dividend Paid Free Surplus End of 2020 Dividend Notes: Due to rounding, numbers presented in the chart may not add up precisely (1) Free surplus is the excess of the market value of AIA's assets over the sum of the statutory liabilities and required capital 25 25

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