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Investor Presentaiton

Rewarding shareholders with higher dividends 53% 47% 49% 40% 39% Dividend increase Dividend payout ratio 53.0 68.0 53.0 40.0 43.0 DPS (cents) 28.0 28.0 31.8 Final dividend 23.0 Interim dividend 15.9 25.0 28.0 25.0 20.0 15.9 2018 2019 2020 1/ 1/ 2021 2022 → OCBC Bank 1/ In July 2020, the MAS called on locally-incorporated banks headquartered in Singapore to cap total dividends per share for FY20 at 60% of that for FY19. This aims to bolster the banks' resilience and capacity to support lending to customers while also meeting the needs of shareholders. In July 2021, the dividend cap was lifted for the FY21 dividend. Dividend supported by sustained earnings growth and strong capital position ■■53% dividend payout ratio, highest since 2008 Final dividend increased 43% YoY to 40 cents ■ Target 50% dividend payout ratio going forward 25
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