2Q2023 Financial Performance Summary

Restructured Loans ■Consumer Micro Corporate & Commercial ■Mortgage bank bjb 22% 18% 18% 18% 18% 18% 17% 22% 23% 80% Consumer Micro Corporate & Commercial Mortgage % Loan . Restruct (Rp Tr) (%) 5,000 10 100% 4,625 4,655 4,602 4,668 4,484 4,551 4,500 788 854 844 825 812 801 3,878 4,000 3,851 8 3,801 60% 3,500 3,000 T T 847 848 869 40% 6 T 47% 49% 50% 61% 63% 64% 65% 66% 68% 20% 2,500 22% 21% 21% 2,814 2,921 2,947 16% 2,919 3,013 3,196 15% 14% 13% 13% 12% 1,840 2,000 1,899 9% 1,898 4 7% 7% 5% 4% 4% 4% 3% 3% 0% 2Q21 3Q21 4Q21 1Q22 2Q22 3Q22 4Q22 1Q23 2Q23 1,500 Restructured Loan Composition Based On Covid and Non-Covid (2Q23) 2 Covid 60.5% Restructured Loan Composition Based On Economic Sector (2Q23) 1,000 861 821 781 735 692 500 653 604 587 557 Construction 330 283 253 27.5% 222 198 177 160 139 127 0 T 0 2Q21 3Q21 4Q21 1Q22 2Q22 3Q22 4Q22 1Q23 2Q23 Trade 20.9% Household 17.6% Non-Covid 39.5% Industry 17.1% Others 16.9% 28

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