Quarterly Trended Statement Of Operations slide image

Quarterly Trended Statement Of Operations

CIB Santander CIB Quarter-To-Date Ended June 30, 2022 ($ in 000's) 2022 2021 QTD Change Dollar Increase/ (Decrease) Percentage Net interest income 48,361 30,244 18,117 59.9% Non-interest income 70,077 54,529 15,548 28.5% Credit losses expense/(benefit) (3,003) (13,633) 10,630 78.0% Total expenses 117,092 62,779 54,313 86.5% Income/(loss) before income taxes 4,349 35,627 (31,278) -87.8% CIB Year-To-Date Ended June 30, 2022 YTD Change 2021 Dollar Increase/ (Decrease) ($ in 000's) 2022 Percentage Net interest income 74,250 Non-interest income 137,919 57,655 132,078 16,595 28.8% 5,841 4.4% Credit losses expense / (benefit) 3,390 (22,327) 25,717 115.2% Total expenses 192,647 130,109 62,538 48.1% Income/(loss) before income taxes 16,132 81,951 (65,819) -80.3% Total assets 28,747,499 11,788,210 16,959,289 143.9% 25
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