Investor Presentaiton

ADAPTING PRODUCTS TO MARKET CHANGES AND CUSTOMER NEEDS SUPPORTS GROWTH Strong Growth in U.S. Dollar Recurring Premium Sales Japan Life Planner Annualized New Business Premiums (1) ($ in millions) $919 $829 $691 $712 $679 20% Annual Growth in USD Recurring Premium Sales 2013 2014 2015 2016 2017 ■ USD Recurring Premium JPY Recurring Premium ■ Other (2) 1) Foreign denominated activity translated to U.S. dollars at uniform exchange rates for all periods presented (Japanese yen 111 per U.S. dollar). 2) Other represents single premium and premium denominated in other than U.S. dollar or Japanese yen. Prudential Tokyo Investor Day 9.27.2018 8

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