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Investor Presentaiton

Key Metrics for Q4 FY 2021 (contd.) I ☐ ☐ Asset Quality - Improving Trend Net NPA at 1.97%, improved by 222 bps YoY Net NPA improved by 78 bps against proforma Net NPA of 2.75% (as on Dec 31, 2020) GNPA at 22.37%, improved by 516 bps YoY and by 115 bps QoQ GNPA improved by 196 bps against proforma GNPA of 24.33% (as on Dec 31, 2020) PCR stood at 96.90%, improved by 316 bps YoY PCR improved by 100 bps against proforma PCR 95.90% (as on Dec 31, 2020) ₹ Capital - Adequately Capitalised Tier 1 Capital at 13.06%, up by 249 bps YoY and 84 bps QoQ Total CRAR at 15.59%, up by 228 bps YoY and 82 bps QoQ Total RWA at Rs.157471 Crore, reduction by 80 bps YoY and by 101 bps QoQ IDBI BANK Page 6
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