Investor Presentaiton

Key Growth Strategies 22 22 ୮ 6 ך Continued Focus on Existing Segment Deeper Penetration in Existing Markets Reduce Cost of Borrowings • Ticket Size in INR 0.5 - 1.5mn range • Large headroom in new to credit, retail segment • • Maintain different templates of customer profiles to increase business while managing risks Contiguous expansion and increasing penetration Branch expansion in new markets - Maharashtra, Odisha and Chhattisgarh • Diversification of borrowing profile Continue to improve credit ratings. APTUS™

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