Investor Presentaiton

INVESTING STRATEGICALLY TO ENHANCE LONG-TERM PROSPECTS Differentiated business model supports sustainable growth Near-Term Select developed markets ✓ Significant wealth Large mature market Japan Korea Taiwan . Medium-Term • Emerging markets ✓ Rising middle class ✓ Low insurance penetration Brazil Chile Argentina Indonesia India Long-Term Seed investments ✓ Attractive demographics ✓ Markets developing fast Africa Mexico China Prudential Tokyo Investor Day 9.27.2018 5

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