Investor Presentaiton

Net Interest Income - Quarter SOUTH INDIAN Bank Net Interest Income Cost of Deposits & Yield on Advances Rs. Cr. In % Cost Of Deposit Yield on Advances 584 602 596 587 9.69 9.78 9.82 536 9.59 9.35 Q1FY20 Q2FY20 Q3FY20 Q4FY20 Q1FY21 6.32 6.24 6.14 6.00 5.78 Q1 FY20 Q2 FY20 Q3 FY20 Q4 FY20 Q1 FY21 Net Interest Margin Cost of Funds & Yield on Funds In % In % Cost of Funds Yield on Funds 2.53 2.69 2.72 2.67 2.62 8.11 8.16 8.08 7.97 7.74 5.82 5.72 5.61 5.53 5.33 Q1FY20 Q2FY20 Q3FY20 Q4FY20 Q1FY21 Q1 FY20 Q2 FY20 Q3 FY20 Q4 FY20 Q1 FY21 27

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