Investor Presentaiton
CAJA RURAL
DE NAVARRA
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SUSTAINABILITY BOND FRAMEWORK
Impact report
CRN publishes on an annual basis (by June) a detailed impact report assessment covering all the sustainability
categories.
•
Key Performance Indicators (KPI) encompass a broad range of impact measurements well beyond those committed
in CRN's Sustainability Framework and Second-Party Opinion by Sustainalitycs.
Examples of impact assessment indicators included in this annual report are:
•
• Sustainable agriculture:
•
•
Number of farmers granted with a green/sustainable label.
Affordable housing:
Personal circumstances: breakdown by age, number of
children and average family income.
Local impact: distribution by size of town of domicile.
Social inclusion¹:
•
Disability: number of beneficiaries.
• Sport and culture: number of institutions and participants
involved.
Social Exclusion: number of associations and covered
population.
• Social and health care.
Economic inclusion²:
LOAN
PORTFOLIO
IMPACT
REPORT
2019
CATA TUAL
DEMMARA
•
SMEs by size, turnover and sector.
Loan performance status.
•
Number of workers.
Sustainability Impact Report
Social inclusion: development of cultural facilities and job training for socially/economically marginalized groups, youth, unemployed or physically or mentally disabled populations, improvement of teaching and use of regional or minority languages.
Economic inclusion: provision of microfinance loans to increase financial inclusion and micro enterprise financing. Lending to micro-entrepreneurs and SMEs.
2020 Credit and Sustainability Framework CRN
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