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Investor Presentaiton

45 PRIVATE AND PROPRIETARY Outstanding Debt Issuances & Investment Grade Credit Ratings Debt Issuance Details Debt Maturity Profile (PHP Bn) 28.00 Issue Coupon Maturity Amount Туре Date Rate Date (PHP Bn) 2021 Nov-14 4.250% Nov-21 6.25 PHP Bond LTNCD QOYM Sep-16 3.500% Sep-23 8.65 2022 17.50 Jul-17 3.875% Jul-24 3.75 Oct-18 5.375% Apr-24 8.68 2023 22.40 Apr-19 6.300% Apr-22 17.50 2024 12.43 Jul-19 5.500% Jul-21 11.25 Oct-19 4.500% Apr-23 13.75 2025 Jun-20 3.000% Sep-21 10.50 Jun-21 3.600% Sep-26 19.00 2026 MTN Jul-20 2.125% Jan-26 USD500Mn* * Assuming USDPHP 50.00; Includes only MBT Parent Bank issuances Metropolitan Bank & Trust Company | Investor Relations | February 2022 | MBT Company Presentation 44.00 MOODY'S Baa2 Stable Dec-21 Highly correlated with sovereign rating as exposures are largely domestic Robust capitalization, with a proven history of support from shareholders Strong funding and liquidity, supported by a leading domestic franchise Fitch Ratings BBB- Negative Jan-22 This material was produced by Metrobank for information purposes only and is intended to be used in presentations by the Bank at investor meetings and does not constitute a recommendation regarding the securities of the Bank or any of its affiliates. It must not be released to other parties in whatever form without prior consent of the authors. High systemic importance; Outlook reflects the government's weakening ability to support banks Loan quality is better than the industry, with more conservative credit standards Likely to maintain superior capital buffers relative to peers; Funding and liquidity profile is healthy Metrobank You're in good hands
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