Investor Presentaiton
BFL Business Segments
BAJAJ FINANCE
Consumer
SME
Commercial
BAJAJ
B FINSERV
Rural
Largest consumer
electronics, digital
products & lifestyle lender
in India
• Presence in 1,368
.
locations with 95,900+
active points of sale
Amongst the largest
personal loan lenders
EMI Card franchise of over
30 Mn cards in force
Among the largest new
loans acquirers in India
6.28 Mn in Q4 FY22
Bajaj Finserv - Mobikwik
active wallet users stood
at 22.1 Mn as on 31 Mar
2022 who have linked EMI
card to wallet
• Bajaj Finserv - RBL Bank
co-branded credit card
stood at 2.75 Mn as of 31
Mar 2022
Focused on affluent
SMEs with an average
annual sales of around
Rs. 150-170 Mn with
established financials &
demonstrated
borrowing track records
• Offer a range of
working capital &
growth capital products
to SME & self employed
professionals
• Dedicated SME
Relationship
management approach
to cross sell
Wholesale Lending
products covering short,
medium and long term
financing needs of
selected sectors viz.
✓ Auto component and
ancillary
manufacturers
✓ Pharma
Specialty Chemicals
✓ Light engineering
✓ Financial institutions
• Structured products
collateralized by
marketable securities or
mortgage
• Financing against
shares, mutual funds,
insurance policies and
deposits
Unique hub-and-spoke
model in 2,136 locations
and retail presence across
29,800+ points of sale
• Diversified rural lending
model with 10 product
lines across consumer
and SME business
categories
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