Highlights of Q3 FY22 Results

Launch of our Credit Card Business was based on Unique Industry First Features Customer Segments Core Value Proposition Millennials Mass Household Emerging Affluent Affluent *年 CVP & Segment: FIRST Classic FIRST Millennia FIRST Classic Millennia VISA 16PC FIRST DAN FAMILY FINES Millennia VISA 19TC FEAST SANK FAMILY Life Time Free Credit Card Dynamic lowest interest rate from 9% to 36% pm$ Interest free cash withdrawals 10X rewards above spends of Rs 20,000 | Never expiring points Movie, Travel & Lounge privileges IDFC FIRST Bank Family VISA Platinum Exceptional value and classic features FIRST Select FIRST Select Uber cool looks & slick features FIRST Wealth FIRST Wealth *Spending over limit is usually inadvertent by customers. Hence as a customer friendly measure, the Bank will intimate the customers if their spends are going above limit to avoid any charges incurred by them. $Customer rates depending on algorithm, factoring in credentials, relationship with the bank and many other parameters IDFC FIRST BANK FAMILY VISA Signature Life's little luxuries IDFC FIRST BANK FAMILY >))) VISA Infinite All premium features for international traveler 33 IDFC FIRST Bank

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